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Business Insurance

from Village Insurance Agency

Business Owners Policies (BOP)

Every business needs some insurance. Depending on your industry, you might be required to carry certain types of liability coverage, or you might be exempt from legal requirements. However, the right business insurance may help you stay in business even when the unthinkable happens. Although the wide world of business insurance might seem confusing, many small businesses only need a basic business owners policy or BOP insurance. The insurance professionals at Village Insurance will be happy to help you determine the amount of coverage your business needs in order to navigate potential risks.

BOP Coverage

BOP insurance combines general liability and business property insurance into a single policy. This coverage won’t provide specialized liability such as workers compensation or professional liability, but it will cover the basic risks of day-to-day business and also protect your business property. More specifically, items and events generally covered by a basic business owners policy include

  • The buildings owned by a company
  • Inventory
  • Office equipment and other business personal property
  • Business interruption due to a catastrophe
  • General business liability for slip-and-falls or other basic day-to-day business risks

Custom Business Insurance

Although no two businesses are exactly alike, many small businesses have basic, straightforward insurance needs. Business owner policies from Village Insurance fill these needs. In order to serve small-business clients better, we often customize portions of these insurance packages. We’ll work with you to set limits and deductibles that suit your specific situation, and we’ll also keep a close eye on premium rates in order to make sure your coverage remains affordable.

Your business is important to you. We understand because our business is important to us as well, and our business is helping others find the right insurance. Get your free online BOP quote today, or call us to learn more. We look forward to helping you protect your business.